Financial Advice and Support – Tyne and Wear Direct Cremation
Navigating the financial aspects following the loss of a loved one can be overwhelming. Understanding the financial support options available and where to seek assistance can help alleviate some of the burdens. Below is a comprehensive guide from Tyne and Wear Direct Cremations regarding financial advice and support services available to residents in Tyne and Wear.
1. Bereavement Support Payment
The Bereavement Support Payment is a government benefit available to individuals who have lost a spouse or civil partner. It consists of a lump sum followed by monthly payments, depending on your circumstances.
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Eligibility
You must be under State Pension age, and your partner must have paid National Insurance contributions for at least 25 weeks.
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Contact
- Phone: 08007310469
- Apply online: Bereavement Support Payment
2. Funeral Expenses Payment
If you're on a low income or receiving certain benefits, the Funeral Expenses Payment can assist with covering funeral costs such as cremation or burial fees, death certificates, and travel expenses.
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Eligibility
You must be responsible for funeral costs and be receiving certain benefits like Universal Credit, Income Support, or Housing Benefit.
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Contact
- Phone: 08007310469
- Apply online: Funeral Expenses Payment
3. Pension Credit Bereavement Payment
If you or your partner were receiving Pension Credit, you may qualify for additional financial help after your partner’s death, such as a one-off payment or ongoing support.
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Contact
Pension Service Helpline: 08007310469
More information: Pension Credit
4. Charitable Support
Several UK charities provide financial assistance and advice to those facing financial strain due to bereavement.
Turn2us
Turn2us is a charity offering support in accessing welfare benefits, charitable grants, and other support services. They also provide an easy-to-use online benefits calculator and grant search tool.
The Money Advice Service
This service offers free, impartial advice on managing money, dealing with debt, and financial planning. Their website provides resources for those dealing with financial matters after a bereavement.
StepChange Debt Charity
StepChange offers free debt advice and solutions to help you manage your finances, create a budget, and deal with creditors following a bereavement.
Bereavement Support from Cruse Bereavement Care
Cruse provides emotional support and guidance on financial issues that may arise after a loss, including assistance with benefits and financial planning.
5. Local Authority Support
Your local council may offer additional support services, including help with funeral costs or emergency grants. Contact your local council to inquire about available assistance.
6. Citizens Advice Bureau (CAB)
The Citizens Advice Bureau offers free, confidential advice on money, legal matters, and other problems. They can guide you through financial support options and your rights after a bereavement.
7. National Bereavement Service
The National Bereavement Service provides free and confidential advice on all aspects of bereavement, including practical and financial matters.
Seeking Financial Support
It is essential to explore all available options when seeking financial assistance after a loss. Don’t hesitate to reach out to any of the above resources for help in managing the financial aspects of bereavement. Whether you need immediate assistance or long-term financial planning advice, support is available to help you navigate these challenging times.
